NIDHI Banking

Nidhi means a company which has been incorporated with the object of developing the habit of thrift and reserve funds amongst its members and also receiving deposits and lending to its members only for their mutual benefit.

Services

SAVING ACCOUNT

6.50%

FIXED DEPOSIT

10.50%

RECURRING DEPOSIT

10.50%

GOLD LOAN

9.00%

HOME LOAN

9.50%

Saving Account

The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Our Banking Service is here to make your banking simple and easy! 

Fixed Deposit

Looking for a safe and rewarding way to grow your money? Our Nidhi Banking’s Fixed Deposits are the perfect solution. Our fixed deposit offerings come with competitive interest rates to maximise returns. So, your savings work harder for you – whether you are planning for a short-term goal or a long-term dream. Enjoy the flexibility of choosing a tenure that aligns with your financial plan, from short-term options to long-term investments. Plus, opening an FD is easier than ever with our hassle-free online platform.

Open a Fixed Deposit from anywhere, anytime, and experience the convenience of a 100% online, instant process. With high Fixed Deposit interest rates and flexibility in all areas, growing your wealth is simple, secure, and hassle-free. Don’t wait! Open a Fixed Deposit and start your journey to financial growth with Our Nidhi Banking Service.

Recurring Deposit

An amount deposited at regular intervals for years with a goal to earn high-interest rates is known as a Systematic Deposit Plan (formerly Recurring Deposit). This account inculcates a habit of saving a certain amount, regularly. It has flexible options for tenure, which later reflects as a substantial amount at the time of maturity.

Gold Loan

Looking for a one-stop solution for all your business or personal financing requirements? Look no further than fulfilling your needs through Our Nidhi Banking’s Loan against Gold by pledging your gold jewelry with us. With our physical gold financing, you get industry-best benefits through our swift process designed to offer instant funds based on the value of your gold so that our customers do not have to go through a tedious and time-consuming application procedure.

Our Gold Loan offers appealing, affordable and low interest rates with quick disbursal and is customized based on the requirements of our customers to cater their capital needs.

Home Loan

Are you are dreaming of buying your own residence? Opt for Jayam Group’s Home Loan. Our  home loan is packed with several exclusive features and benefits for aspiring homeowners. Our housing loan can be used for a variety of purposes. For instance, you can buy a plot, purchase a flat, build your own home and even extend your existing residence with a home loan. Please contact us to know our home loan interest rate & more!